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GENERAL COMMERCIAL

Office, Retail, Industrial...

65% LTV is the Norm, 75% if Everything Else is Strong- Purch & R/T Refi

C/O generally <60% LTV, must be Good reason, the Less c/o the better

L/A up to $5M, above the generally Wall Street

1.25 is Min. DSCR, (prefer higher)

650 Score is Min. (Ex. nedd 1.4 DSCR to compensate), (680 score pref.)

85-90% Occupied (otherwise Bridge)

(experience and reserves needed, must have, but guidelines vary widely on this depending on the source)

 

 


GUARDIAN ACCOUNTING & FINANCIAL SOLUTIONS LLC
108 Crossover Ave. Suite G. Lowell, AR. 72745