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Can use for Real Estate, for start-ups, and for business only loans. Only loan that can go by Projections to get Approvals.
Must be 51% 0/0
Must have a 620 Score min.- the higher the better
Property and Business MUST cash flow-use a 1.2 DSCR min.- the higher the better.
Personal Debt must cash flow as well. NO STATED, can go Projected-but Projections must make Sense and will be Scrutinized migtily
For Business Only, most Lenders want 50% or more Collateralization, ther are only a couple of exceptions Nationwide (few isolated local banks that may as well)